it’s a wonderful life

( – promoted by occams hatchet)

Driving home from work overwhelms me if I let it. I see the hundreds of drivers in their solitary cars, some passengers, few passengers. I realize I, too, am alone in my car on a drive that could be achieved with far less stress and daily environmental angst if a decent light rail or a well-planned bus system existed in the Northwest metropolis I live in. It takes an hour and a half one way and three buses to attempt to public transit it to work from where I live, and a mere fifteen to twenty minutes by car. I have a car to drive, which is either a hybrid or a beater Nissan Sentra, both of which cost way too much of my income in insurance and gas costs with two teenagers at home.

You – you said – what’d you say a minute ago? They had to wait and save their money before they even ought to think of a decent home. Wait? Wait for what? Until their children grow up and leave them? Until they’re so old and broken down that they… Do you know how long it takes a working man to save five thousand dollars?

The hybrid car I borrow from an ex who fortunately still likes me and wants to make sure the kids also have a car to drive once my own was repossessed, voluntarily, last Spring. (When asked if I volunteer, I say yes with a fine, secretive kind of irony, because I’ve volunteered my car to the finance company after its transmission failed at 68,000, just past warranty, and between the car payments and the repairs, I couldn’t do both and gave it up. I volunteer my money all the time, and somehow it has no impact on my principal debt balance, accrued when out of work a couple of years ago. But those interest rates are loving my contributions.) I’m not complaining; I have wheels, I have a real job now, not just a technical contractor job, where I had to stop working every year for a 100 days. I have a roof (barely, as I came close to eviction again recently, days ago in fact, even with income, even with a job). Funny how getting fulltime work doesn’t fix things, eh? What comes in still goes out, just faster when they find out you have a regular paycheck now. So it goes.

I see the hills ahead, the residential ‘burbs, the hills like big rocks covered in alternating green and drying moss that’s flowered, and the flowers are dying now and the flowers are the houses dotted densely in the drying moss, on the drying hills, on the circular streets and the dead-end cul-de-sacs and the dead-end streets that end in gullies and ravines packed with aging split level houses covered in Louisiana-Pacific replacement siding and under-insulated walls. The dead-end streets that end in what was once forest and daylighted occasional streams and where cougars roamed. Sometimes they still roam and an echo of Troy scents the odd territory of my mind in how we layer generation onto generation, civilization on civilization and cover up that original rich topsoil with barkdust and think that suburbs always existed and there was no forest for the trees, and the only trees we understand now are the artful Japanese maples with the spindly, lacelike leaves of crimson red.  

I think of the hundreds of people who live there now. Who am I kidding? The thousands of people, the millions of people. Who live their life on credit and kid themselves that life will get better, not worse. As their interest rates rise and their blood pressures rise, and the value of their dollar is shot and their kids shoplift for thrills, because they have nothing better to do but hang out in shopping malls to spend their time because we don’t, we can’t, fund afterschool programs or youth groups to salve the anxious, needy, questing adolescent heart. They can’t spend their money, because they have no money, because their parents need the money to pay the rising utility bill, or the cell phone bill that they feel they need to have just to make sure they can track down their kids, who are hanging out at the malls with other kids who might be richer, who are hanging out at malls, who are also shoplifting because a little stealing is a fine drug. The Executive branch is teaching them well.

The malls that are built in the flat areas that used to be fields and farms,  below the hills like moss-covered rocks, the ravines like sinkholes for deprecated lifestyles in a disintegrating economy spray-painted with faux cheer by an administration that sees unemployment figures decreasing because it thinks the economy is fine, when in fact the unemployed have run out of benefits and are no longer counted, or are underemployed in the work in malls and at Starbucks, moms and dads and grandmothers now, at $8 an hour to pay their utility bills and their car payments and their food bills and their healthcare bills and the donut hole of Medicare, and not their mortgage now because they have an ARM and it’s only a matter of time before the sheriff comes with his hammer and nail and the notice of auction for the door.

Just remember this, Mr. Potter, that this rabble you’re talking about… they do most of the working and paying and living and dying in this community. Well, is it too much to have them work and pay and live and die in a couple of decent rooms and a bath? Anyway, my father didn’t think so. People were human beings to him. But to you, a warped, frustrated old man, they’re cattle. Well, in my book he died a much richer man than you’ll ever be.

Do you think the questions in their souls don’t weigh the same as the content of your own soul?

Why do we call it debate? Do you think the politics of hope is enough to float you? Do you think there are only just two Americas? Really? I see four or five, or maybe six Americas. I still see the politics of division. Do you really think we just want to review every Bush decision over the next few years? Whoever you are, throw it all out in the first 100 days and then get to business.

We need to review and reject, we must, but we need more from you than a look back.

We need more from you than the convenient patter and propaganda of bipartisanship.

We need justice. Justice says to us that scales will balance, that wrongs will be righted, that criminals do pay. That somewhere in America, life is a fair and fine thing, and not only for the richest.

We need justice and we said we are a nation of laws. Prove it.

What does change mean to you, really? Is it only a timely meme? How can I believe you want change when you’ve been working these years in the very same body with elected members who have continued the obfuscation, or the collaboration, or who have simply nodded at the crimes in the corner and rushed on by. Where do I find the evidence of your voice, your  power, your  actions under that dome in Washington in the recent years? Why is your tenor different now on the campaign trail than the meeker voice that has no echo, no compelling historical resonance in the Senate? Or the State House? Or on myriad investigative committees? You say “Move on. There’s nothing to see here.”  

Why should we believe that change means the same thing to you that it does to us, to the thousands and millions who live in dying flower-like split-level houses on moss-like hills and in suburban gullies and cul-de-sac?

Do you think we’re not paying attention, that we don’t hear? That there is something about this process that we don’t understand?

Do you think the words spilling from your lips weigh more than the evidence of our lives?

We drying flowers of houses on moss hills, we thousands, we millions.

We voters.

Don’t you see what’s happening? Potter isn’t selling. Potter’s buying! And why? Because we’re panicky and he’s not. That’s why. He’s picking up some bargains. Now, we can get through this thing all right. We’ve got to stick together, though. We’ve got to have faith in each other.

…all quotes excerpted from Frank Capra’s “It’s a Wonderful Life”.

31 comments

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  1. i guess.

    time off for good behavior? Not so much.

  2. always yields the most precious pearls, exme.  thanks for taking us on your ride home with you.

    peace…

    • RiaD on December 15, 2007 at 14:55

    I been thinkin’ ’bout you the last coupla days…

    haven’t seen you in a while… how ya been?

    lovely essay… good thoughts…

    • pfiore8 on December 15, 2007 at 15:03

    like some gift, a panacea, they stuff that word in our stockings every election year…  yet i think, for most, change often isn’t good.

    good to read you again exme!!!  

    • kj on December 15, 2007 at 16:15

    wow.  

    • frosti on December 15, 2007 at 16:22

    Thinking of the beautiful Kent Valley now with Ikea and distribution centers.  The Sammamish Plateau now with acres and acres of houses.  When I used to drive the drive, I could at least be comforted by the grebes and ducks and crews on the lake.  But I wholeheartedly agree that our growth and culture are wrecking the area.

    • Armando on December 15, 2007 at 18:09

    with the set up, including George Bailey’s discussion with his father about the importance of the Building and Loan:

    It is one of the most important themes in the film of course, and raises many questions for all of us about the choices we make in our lives. And the choices we make as a society.

    I always feel rather ashamed when I watch these scenes.

    • Edger on December 15, 2007 at 19:14
  3. us that made $90K+ a year from 96 to 2000 but had to file BK in 1997. With your problems and stess and heartbreak you find time to write on here. You give the effort to change how ever small or large it may be. I toast you (not literally I don’t drink), I applaud you, I congratulate you, I admire you. Your voice is heard. Your feelings are felt. Your desires are matched. We ALL need to do as you. We all need to speak up. We all need to fight. Fight for REAL change. For substantial change. I rarely get down anymore and yesterday I was. I was because for some reason it was all flooding into my brain. Useless war, neglected vets, poverty of many and even the “middle class”, homelessness, uninsured by healthcare, global warming, children who will receive little or nothing 10 days from today and on and on and on. I felt like giving up. Like it was impossible to fix our broken nation. I could, I am ok thanks to some democrats of the past, my disability check is pretty good, I have VA healthcare (at one of the few uncrowded VA’s), I have a nice little house in the woods, I have Zero balance on my cards, we meet our bills and even save a little. I woke this morning and realized it may very well be in vane, but if I stop and try no more, how do I live with myself. What do I tell my beautiful granddaughter 16 years from now when she is 20 about why bampy gave up. Why he let her generation become the first in America’s history to be worse off than the prior without trying to fix it. I can’t stop trying, in fact I need to redouble my efforts. WE the dems, the left NEED to pick that ONE individual who could POSSIBLY be a GREAT president, a Washington, a Lincoln, an FDR. A good one won’t do in 2008. Oh, sure, a few could be good but who has the POSSIBILITY of being great???? That is our only chance. Thank you for your honesty and courage and for keep keeping going on (not error of grammar). Tom.    

  4. …just that your around here someplace.  But there’s a moment, just a moment, at the top of the 520 run where the lake is swept with whitecaps to one side of the bridge, glass still on the other side; if it’s a clear day, the cascades are visible far away, so high and fine to break your heart, and even the road, that long grey barge spread across the water, seems beautiful, something people did, which won’t even last that long in the scheme of things, flat and true to the eastern arch.

    Great as always.  

  5. (((((Exme)))))))))))))

    We had to leave.  No way the numbers would work, let alone improve.  If we can ever extend some goodness your way here in Mexico let us know.

    They’re starting the slavery project here.  “Credit.”  Why not just call it debt?  

    Here is the beginning of so many money market “funds,” “securities,” and all the other big cigar terms used to describe the simple concept of debt which US retirees have learned to accept as retirement pensions:

    The Costco at Guadalajara is giving credit cards away, “interest-free for 12 months (and just imagine the whammy at the end”, and standing in line it appeared about 80% of the purchases were going onto plastic.  In the parking lot TVs teetered on top of cars, plastic/laminate junk roped into trunks, looked like a haul and foolish to us.  (detail:  we’ve never been back since.  We have learned to love street food.)

    But not to Wall Street.  They can just hypothecate numbers on their new Ponzi units:  “65% will not repay in 12 months, therefore we will instantly add [insert number, say, 35%] to value of projected individual debt…” then the credit card issuer sells bundles of such debt to the next guy, say a hedge fund, at a stepped-up value (no one ever seems to ask:  why DO ARMs change rates so often – which would indicate a sale from one hedge fund to the other) and so on, and so on.

    Then there are the cars.  When I was a tiny girl in the ’60’s my parents took me down here several times, and the place was all burros.

    Now somebody (possibly the Chinese) is financing the biggest expansion of highway systems we have ever seen, and excellent engineering at that, throughout central Mexico stemming from the twin NAFTA ports of Lazaro Cardenas/Manzanillo approximately northeastward to Laredo.  We have driven a lot, and are ever amazed.

    So we stopped in San Miguel de Allende despite a gringo concentration to have a look at some architecture (there are beautiful masonry cities throughout central Mexico, one eye-popper after another which are never written in any travel books).  We asked Fernando our bartender (a rare native of that town) what the deal was with the uncharacteristic unfriendliness was which we beheld of Mexicans in San Miguel.  He informed us that it is a city full of strangers, newcomers to serve the uber-rich expatriots who can afford houses there, and that those Mexicans are strangers/unfriendly to one another too (the town has mushroomed in population in very few years).  This is odd for Mexico, where most towns are friendly, everyone has lived in extended families in the same locale for hundreds of years, and such things as crimes and abductions are unheard of because among other things no one can get away with anything in an ancient society.

    On the streets of San Miguel, a vast new collection of strangers, walk the lonely young Mexicans – one at a time, an uncommon sight in a nation where entire families go about in pickup trucks.  They have cars, Fernando says, only as of the last couple of years, and at least half those cars bear a single young Mexican driver.  It is nothing anymore for a young Mexican with no credit history to get a loan on a car.  He estimated that 70% of the drivers in the ancient city owe debts on their vehicles.  

    I asked:  when did Mexico become so choked with cars?  This is phenomenal, for in the 60’s next to none had cars.  He told us mostly in the past five years, but especially the last two.  Credit cards given out like candy, now they have the cell phones, the TVs (garbage), the boomboxes (when a neighbor suddenly turns up the volume we say:  there’s another new credit card), and all the trappings of the trap called credit.

    But as you could tell them, this is not theirs, yet.  The fastest growing new job sector, one local maintains, is the repo business.

    Why?  Flash back to aging retirees in the US.  All these “securites” they believe will fund their aging years?  They have put down the money to finance all the debt on the other side.  They have done nothing more than bet that the young Mexicans (and Indians and Chinese and Micronesians, as the planet now swims in red ink) will pay all of this back.

    But we of course know how the story goes.  The road becomes steeper, the income to debt ratio ever more slanted, doesn’t it?  

    It is pure tragedy to watch this scheme be wreaked on the young of the earth.

    And of course they are succeeding in removing youth from their extended families, seducing them through TV to want more stuff which they can get on credit now with ease.  

    We parted with a saddened Fernando as he contemplated our words:  get rid of the plastic.  Start storing up food.  The whole game is a house of cards.

    At least the Mexican people still have land/homes free and clear.  But now they’re giving mortgages out like candy too.  

    Thank you Exme for this excellent essay and meditation on it all.  People say why don’t we just leave the country and not think about it?  Foolish… it’s all related.

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