Democrats have tried to pawn off failure as success. But while this may work for a while, among people that you didn’t notify or who, in your rhetoric, don’t “understand enough” let me show you something I do understand.
I work in a tiny company of 4 people. We have no option, I have to get my health insurance from the individual market.
Here are my health insurance bill for the last 3 months. From Aetna, if you want to know.
The first bill, from january is $888.86. Of which, they say, I paid $387.88. I paid actually $400.00, not that you would know it from Aenta’s bill. This was for coverage from 12/24/2009 through 3/1/2010.
The second bill (a month afterwards), February is $1456.23. They say I paid $202.76. In reality, due to an error with my monthly banking, I paid $312.00 (but not $202.76). The bill is $1456.23. This is for the period of 1/12/2010 through 4/1/2010.
The third bill (a month after that) is $2175.13. Of which they say I paid $389.64. (I really paid $400). This is for the period of 2/3/2010 through 6/1/2010.
In each of the above events, I have gotten a refund check saying I “overpaid”. Yet I am on final notice, and cancellation notice, for the following things.
What I realize is that I have due to financial circumstances underpaid my bill for a while. But this does not explain the variant inexplicable coverage periods or charges.
I tried calling their billing department today, they say they don’t understand why my bill reflects payments that have no earthly comparison to the payments I made.
This is the same insurance company that has steadfastly refused, since the inception of my relationship with it, to pay ANY bills related to my health care. And I have been with them for 10 years.
I have not paid attention to what is going on with them and their rate increases, true. My bills are paid automatically and I have been busy. Look at the increases, though. They didn’t cancel my coverage, precisely, they just jacked up rates beyond imagination, for no identifiable reason, in an ever spiraling cascade of ridiculous bills and non-explicable references to payments not in the amount I made, coupled with refunds for no earthly reason, over a 3 month period.
What is this? This is, to me, junk insurance. It pays NOTHING. It uses excuses to result in non-payment for needed medical expenses. It hasn’t done anything for me for 10 years. Not. One. Thing.
Have you solved any problems here, Democrats? Because to me, this is a result of inexplicable expenses and charges .. for what? Because I’m behind on my bill?
How are you going to solve my problems here?
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and beside that what I would have to pay, I could, in theory, pay, with a lot of sacrifice and impoverishment, but they have not given me a set of reasonable bills, nor accounting for payments, as to what I did pay. And they haven’t paid any healthcare for me, even if they did.
Their billing system, according to their own estimation, is fucked up. They admitted this. They admitted, on the phone to me that their system is unaccountable and can’t keep track.
What they’ve actually done is worse than cancelling me. They can’t offer me a realistic explication of where and howfor and whatfor my health insurance premiums are being accounted. They haven’t refunded my money — oh they keep sending me refunds – $10 or $20 saying I “overpaid”. They just keep saying, I’m not paying enough, while jacking up the final bill with no explication, over and over, by some ungodly amount. If I did pay any backdue amount — why wouldn’t they just send me ANOTHER check, saying I paid too much, while the other hand of their accounting system tells me I’m far past due? How can I even pay them? Their system won’t even LET ME PAY THEM.
How much money does a reasonable billing system cost? If they should have cancelled me why didn’t they?
Here is a point. Whatever you believe in my responsibility or lack thereof — when these people are getting millions of dollars for “administration” exactly what is this administration for? It’s not for anything I can see at least not keeping a billing system that isn’t out of it’s fucking mind.