Tag: Top Down

Top Down solutions, and other such myths

Imagine you just moved into a New Place to live — and after a week or so you realize that the place is very drafty and cold.  Brrrr!

What do you do?

If you’re of the school of thought that “Top Down” Investments are the Laissez faire way to fix things

— you do nothing except crank up the Thermostat and starting paying the higher Utility Bills  (ie. just keep throwing more money at it.)

If you’re of the school of thought that “Bottom Up” Investments are the best way to “permanently” solve most any problem

— you weather strip your windows, you insulate your attic etc.  (ie. you invest in things that actually address the problem and help it to be minimized, AND its continual costs.)

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PS. “Bottom Up” Investments actually Help to put other People to work too … instead of just throwing that Cash —  “Out the the Window” !