Tag: Private Insurance

Jul 01 2009

Who will the Senate Finance Committee Listen to?

Have you met your Senate Finance Committee?

Give em a call because your Future Health Care, or lack thereof, is in their hands.

Senate Committee on Finance

Members

REPUBLICANS

CHUCK GRASSLEY, IA

ORRIN G. HATCH, UT

OLYMPIA J. SNOWE, ME

JON KYL, AZ

JIM BUNNING, KY

MIKE CRAPO, ID

PAT ROBERTS, KS

JOHN ENSIGN, NV

MIKE ENZI, WY

JOHN CORNYN, TX

DEMOCRATS

MAX BAUCUS, MT

JOHN D. ROCKEFELLER IV, WV

KENT CONRAD, ND

JEFF BINGAMAN, NM

JOHN F. KERRY, MA

BLANCHE L. LINCOLN, AR

RON WYDEN, OR

CHARLES E. SCHUMER, NY

DEBBIE STABENOW, MI

MARIA CANTWELL, WA

BILL NELSON, FL

ROBERT MENENDEZ, NJ

THOMAS CARPER, DE

http://finance.senate.gov/site…

Chances are, these good Senators, while they hear us, have some other Constituents, always on their minds.

Jun 29 2009

The Ailments that put you on the Insurer’s Drop List

If you’re going to need Health Care anytime soon, make sure you don’t “get” any of these more “costly” conditions:

breast cancer, lymphoma, pregnancy, or high blood pressure.

If you do, it will put you on the Insurer’s Radar, for possible Policy Cancellation …

Having the audacity of “Getting Sick”, can instantly turn you into a “Bad Investment” for “Big Insurance” … according to the latest info coming out of Senate Hearings into Insurance Company practices …

Jun 28 2009

Been Denied Care? … take Hope, there IS a Solution!

cross-posted on the kos

About.com — Health Insurance

Question: What is a pre-existing condition exclusion period?

Answer: Insurance companies try to discourage people from waiting until they get sick in order to purchase health insurance. One way in which they do this is to impose pre-existing condition exclusion periods. This means that if you have a medical problem which exists at the time you enroll in or purchase your health insurance, the insurance company will deny all claims pertaining to this medical problem for a certain period of time.

(emphasis added)

http://healthinsurance.about.c…

So there IS Hope —

Just Stay at that Job Forever —

Or NEVER get Sick —

And NO Problem!!!

They got you covered!  (as long as you can live with “Job Lock”)

Jun 24 2009

Roll Back the Bush Tax Cut to Pay for Health Reform

I caught the Randi Rhodes show today. She was suggesting that all we have to do to pay for Health Care Reform, including a Public Option, was to just Roll Back the Bush Tax Cuts!

What a Brilliant Idea!

Thanks Rhandi … (So glad you’re back btw)

As it turns out, we just need to let the Bush Tax Cuts Expire, when they are due to “sunset” (ie. Don’t Renew them!)

When Would the President’s Tax Cuts Expire?

by Andrew M. Grossman – April 21, 2004

In 2001 and 2003, President George W. Bush proposed and Congress passed a series of tax cuts to reinvigorate the economy and reduce the government’s burden on workers’ paychecks. Because of opposition to these measures from some in Congress, they were implemented as temporary tax cuts, all of which will expire by January 1, 2011.

http://www.heritage.org/Resear…

Jun 23 2009

We NEED a Choice, OTHER than, Private “Insurers”

Rockefeller on Health Insurance Industry Practices

Mar 27 2009

PRESS RELEASE — SENATOR JAY ROCKEFELLER.

WASHINGTON, DC – Senator John (Jay) Rockefeller, Chairman of the Senate Committee on Commerce, Science, and Transportation, held a full committee hearing this week entitled, “Deceptive Health Insurance Industry Practices – Are Consumers Getting What They Paid For?”

[…]

A recent investigation conducted by the Attorney General of New York concluded that for a number of years, the insurance industry has systematically under-estimated the out-of-network reimbursement rates it pays its policy holders, costing consumers billions of dollars in excessive out-of-pocket costs. The victims of this deceptive practice – more than 100 million Americans who pay for health insurance coverage that allows them to go outside of their provider network for medical care.

(Emphasis Added)

Press Release

Jun 21 2009

Baucus is only the Symptom of a much more Chronic Condition

Did you Vote for Change?

for Accountability; for leveling the playing field; for National Health Care?

Well, your vote apparently doesn’t carry as much weight as it use to.

Here’s one of the main reasons why:

U.S. Democracy Under Siege — Senate Debate Excerpts

Excerpts from the Congressional Record of the October 14, 1999 Senate debate.

The following is a tabulation, for clarity, of the figures cited by Mr. Feingold:

– 1980 1992 1996
Total soft money contributions to parties ($millions) under 20 86 about 250
# of donors giving over $200,000 – 52 219
# of donors giving over $300,000 – 20 120
# of donors giving over $400,000 – 13 79
# of donors giving over $500,000 – 9 50
# of companies giving over $150,000 to each of the political parties (“double givers”) – 7 43

 (emphasis added)

http://urielw.com/campfin.htm

There has been a tidal wave taking place, that threatens to swamp our fragile system of Democracy.  Indeed it probably already has …

Jun 16 2009

Public School Competition hasn’t Undercut Private Schools …

Well if Talking Points were Rubles … Some people would be king!

How to Stop Socialized Health Care

Five arguments Republicans must make.

By KARL ROVE – Wall Street Journal – JUNE 11, 2009

If Democrats enact a public-option health-insurance program, America is on the way to becoming a European-style welfare state. To prevent this from happening, there are five arguments Republicans must make.

The first is it’s unnecessary. …

But 1,300 companies sell health insurance plans. That’s competition enough.

Second, a public option will undercut private insurers and pass the tab to taxpayers and health providers just as it does in existing government-run programs. …

Third, government-run health insurance would crater the private insurance market, forcing most Americans onto the government plan. …

Fourth, the public option is far too expensive. …

Fifth, the public option puts government firmly in the middle of the relationship between patients and their doctors. …

Link to this WSJ screed.

Oh pity the poor little Private Insurers — they’ll just wilt in the face of any Competition from the big bad Public Option!

Poor Babies —  WAAAAAAHHH!

Jun 14 2009

Private vs Public Options — What’s the Difference?

Private vs. Public Schools: What’s the Difference?

Your goal is to find a school that will meet your child’s needs. But how do you choose between a public school and a private school?

[… interesting list of Pros and Cons …]

The Bottom Line

There are a few fundamental differences between public and private schools, but here’s the bottom line: There are great private schools and there are great public schools. The trick is finding the school that best fits your child’s needs. You may also want to consider public charter schools or homeschooling. It’s a good idea to research the schools that interest you and, to get a true picture of the school, visit in person.

(emphasis added)

http://www.greatschools.net/cg…

Has Competition from Public Education “killed” the thriving Industry of Private Education?

Hardly!

Neither will Competition from a Public Option in Health Care, “kill” the thriving Industry of Private Insurance — assuming they actually have a Product, that People are willing to pay for!

and if they don’t …?

Jun 14 2009

The Party of NO, is Fighting for the Status Quo

In case you haven’t noticed, there is a Talking Point War, developing around the “validity” of the Public Option.

There is very much at stake in this inevitable War of Words — not least of which is YOUR Future Health, Wealth, and peace of mind.

Of course, the forces of the Status Quo, will do everything within their Financial Power, to convince you that a non-profit “Public Option” in Health Care — is against your best interests!  That it is anti-American! … That a Public Option is somehow an “inferior” product.  (says who, btw?)

Just don’t buy what their selling, because really it’s someone else’s “best interests” that those Talking Point warriors, really have in mind:

Beware of Big Business’ next “Bait and Switch”!  

(Whether it be some amorphous “co-op” idea, or some other shiny object, like promising to finally “play nicely now”.)

Oct 07 2007

Act Surprised: Private Insurers Abuse Bush Medicare Drug Plan

Once again, privatization of what should be government’s responsibility proves that privatization is really about avoiding any responsibility.

The New York Times reports:

Tens of thousands of Medicare recipients have been victims of deceptive sales tactics and had claims improperly denied by private insurers that run the system’s huge new drug benefit program and offer other private insurance options encouraged by the Bush administration, a review of scores of federal audits has found.

Shocking, yes. Private insurers play parlor games with people’s lives, because their only concern is profit. This is about so much more than the mere outrage of these specific vultures preying on the vulnerable. This is, once again, the Conservative ideology revealed for what it is: greed, cruelty, and social blight.

The problems, described in 91 audit reports reviewed by The New York Times, include the improper termination of coverage for people with H.I.V. and AIDS, huge backlogs of claims and complaints, and a failure to answer telephone calls from consumers, doctors and drugstores.

Nothing to add, there. Except maybe a question: is improperly denying coverage to people with H.I.V and AIDS a crime against humanity? Are war crimes, alone, deserving of that appelation?

Since March, 11 companies have been fined by Medicare. Among them are three of the largest Medicare insurers- UnitedHealth, Humana and WellPoint.

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